Term life

Is your term life insurance ending?

Discuss the timing, what your policy says and the choices you may have before the term expires.

Independent service. For official billing, claims or account changes, contact your insurer directly.

Three things to check

Expiration date

Confirm the date your level term or policy period ends.

Conversion or renewal

Review what your contract says about available provisions.

Current need

Consider how your income, debt and family needs have changed.

Start before the deadline

Some choices can be time-sensitive. A licensed agent can discuss general options based on the information you provide and products available in your state.

Know who you're talking to

Licensed-agent identity, states and credentials are required before production publication.

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Call for policy help

Common questions

What if I do nothing?
The answer depends on your policy terms. Review the contract and contact your insurer for official policy servicing.
Can you tell me what my insurer will do?
We can discuss information you provide, but official policy terms and account actions come from your insurer.
Do I have to buy a new policy?
No.
Call (202) 555-0147
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